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Built by People, Driven by Purpose

Our success starts with our people. Meet innovators whose expertise and commitment turn our vision into reality.

Technical Team

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Maksym Kulia

About ESTO

Thinking big since 2017.

Since launching in Estonia in 2017, ESTO expanded to Lithuania in 2020 and Latvia in 2021.

Today we partner with 11 000+ merchants and serve nearly a million customers | on a mission to simplify money by removing complexity, embracing transparency, and putting people first.

We’re driven by innovation that makes finance effortless, empowering people to take control of their financial future.

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